Fraudulent Misrepresentation

Jack is looking to buy a new car from Glendora BMW. Jack is employed at Home Depot and earns $8.00/hr. After hours of research, Jack determines that he will need to make $20/hr to qualify for a BMW from Glendora BMW. In order to qualify for the purchase, Jack creates a pay stub showing that he earns $20/hr and submits it to the finance department at Glendora BMW. Glendora BMW sells Jack a car. 6 months later, Jack defaults on the loan. Glendora BMW finds out that Jack created the pay stub and wants to bring an action against him for Fraudulent Misrepresentation. Use the 5-element rule Fraudulent Misrepresentation into 5 separate elements,to argue for the case