Excessive student loan debts

  1. Identify – clearly state the problem you are trying to solve.
  2. Define – thoroughly describe the problem. Why does the problem exist? What are the cause and effects?
    Are there drawbacks to solving this problem?
  3. Clarify – who is impacted by the problem? How are they impacted?
  4. Solve – offer one solution to satisfy the problem. Include the strengths and weaknesses of this solution as it
    relates to the problem you described.
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