First spend a total of 2 1/2 hours working on the Regular Savings Spreadsheets. Look at a clock and record the time when you start, stop, or take a break. Open the
correct file (PC or Mac). There will be directions, Excel files to download to use for your own work, and answer keys at the very bottom of the directions. To get the
answer key click on “My Completed Workbook.” You may work with others all you want on this part of the assignment. DO NOT open the file with the reflection questions
until after you have worked two and a half hours with the project. After you open the file with the questions you will be working on your own.