Does Retail credit scoring help the management in taking better Credit decisions?

Research question: does Retail credit scoring help the management in taking better Credit decisions?

Introduction

I. Literature review:

  1. Definition and History of Retail Credit Scoring.
  2. Local and International Regulatory environment for Retail Credit Scoring:
    a. IFRS9
    b. BDL and BCCL regulations
    c. Internal policies
  3. Creation of a Credit Scoring system and the problems encountered during development.
  4. Problems encountered during the usage of a credit scoring systems.
  5. Factors that influence the effectiveness of a credit scoring system.
    II. Diagnosis
  6. Research Methodology:
    a. Statistical/quantitative
    b. Sample selection criteria
  7. Description of BML’s case
  8. Analysis of the findings
    III. Recommendations.

Conclusion
References.

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